Terms of use

Last updated 20 August 2026

By using AffordEMI you agree to what follows. If you do not, please do not use the site.

What this site is

A calculator. It converts a salary figure into an estimated instalment using a published formula and a set of curated assumptions, and lists vehicles whose estimated instalment falls under that figure.

What this site is not

It is not a lender, a broker, a dealer, an insurer or a financial adviser, and nothing here is a personal recommendation, an offer of credit, or an invitation to enter into a credit agreement. We are not regulated as a credit intermediary in any jurisdiction. Decisions about borrowing are yours, and you should take advice from a qualified professional who knows your circumstances before you commit to any loan.

Accuracy

Prices, interest rates, tax loadings and lending ratios are estimates, gathered by hand and updated periodically. They will be out of date at some point after publication and they may be wrong. The actual amount you pay depends on the dealer, the lender, your credit history, fees, insurance, and the terms of the agreement you sign. Always verify every figure with the dealer and lender before committing. Nothing here is guaranteed to be accurate, complete or current.

Availability

The site is provided as it is, without warranty of any kind, and may be unavailable, changed or withdrawn at any time without notice.

Liability

To the fullest extent the law allows, we accept no liability for loss arising from reliance on anything published here, including financial loss from a credit agreement you enter into. Nothing in these terms limits liability that cannot lawfully be limited.

Third-party links

Outbound links are provided for convenience and some are commercial — see the disclosure. We do not endorse, control or vouch for the content, products or practices of any linked site.

Intellectual property

The design, code, editorial text and curated data set are ours. Vehicle names, model names and logos belong to their respective manufacturers and are used descriptively. No affiliation with or endorsement by any manufacturer, marketplace or bank is implied.

Who you are contracting with

AffordEMI is operated by Basit Husain, based in India.

Governing law

These terms are governed by the laws of India, and its courts have exclusive jurisdiction.

Contact

Questions about these terms go to basithusain2004@gmail.com.